GCU History

Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond.  Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.

Over the years Greenwood Credit Union has shown steady positive growth and is now over $400 million in total assets and continuing to grow.  We have always strived to provide the highest interest rates to our depositors while maintaining extremely competitive rates on our loan products. This delicate balance has proved to be a key to the success of the credit union, not only financially but more importantly from a member satisfaction perspective.

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Membership Info

Greenwood Credit Union membership is open to everyone. To become a member of Greenwood Credit Union and take advantage of all our great products and services you must open and maintain a Share Account with a minimum of a $5.00 balance.

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Branch Locations and Hours of Operation
Greenwood Credit Union 2669 Post Road
Warwick, RI 02886 | map
Main Phone Number 401-739-4600
Toll Free Number 866-739-9121
Hours of Operation
Branch Lobby Hours
Monday – Wednesday 9:00 am – 4:00 pm
Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 7:00 pm
Drive-Up Window Hours
Monday 8:00 am – 4:00 pm
Tuesday – Wednesday 9:00 am – 4:00 pm
Thursday 9:00 am – 5:00 pm
Friday 8:00 am – 7:00 pm
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ATM Locations

Greenwood Credit Union has two ATM’s available on the premises at 2669 Post Road, Warwick, RI but understanding our member’s needs we are also part of an ATM network which provides free ATM access to all our members at many locations.  To see a listing of free ATM’s which you can use, please click here.

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GCU News and Alerts

2017 College Scholarship Program

For the 8th consecutive year, Greenwood Credit Union is pleased to sponsor the Cooperative Credit Union Association’s College Scholarship Program and very proud to have sponsored 3 past scholarship winners!

The Association will award eight $500 scholarships to deserving students throughout the state who will be enrolled in an undergraduate college program during the 2017-2018 academic year.

Applicants must submit the required information NO LATER THAN APRIL 7, 2017

Click here for more Eligibility Requirements
Click here for the 2017 College Scholarship Application


Member Education:

Greenwood Credit Union is pleased to announce the offering of complimentary financial education classes to their members, beginning with Website and Online Banking Navigation, on Thursday, March 23, 2017 at 4:00 pm at the branch. At this class, members will learn more about making the most of online banking and navigating the Greenwood Credit Union website to most efficiently plan and manage their finances.

"Members often ask for tips such as how to navigate more quickly, and some are just beginning to explore online banking,” notes Siran Krikorian, Assistant Vice President of Retail Banking. “We think this informal setting is a great way to answer questions and help members who might not want to ask for help.”

Seating is limited. Please reserve a seat by email: skrikorian@greenwoodcu.org or by contacting Siran Krikorian at 401.562.2757. Future classes are expected to cover an array of Greenwood Credit Unions products and services including mobile banking, lending and mortgages.

Consumers should be on Alert for Fraudulent NCUA Text Messages

ALEXANDRIA, Va. (Sept. 6, 2016) – The National Credit Union Administration has received additional consumer calls about suspicious text messages claiming to come from the agency.


The messages read: “National Credit Union Administration Alert for (recipient's phone number). Contact 844-234-5445.” Other fraudulent phone numbers to be alert for are 855-340-1398 and 844-906-0773. 


These texts are not communications from NCUA. The agency does not seek personal information through the internet or on the telephone.


Please contact NCUA's Consumer Assistance Center at 1-800-755-1030 between 8 a.m. and 5 p.m. Eastern if you receive one of these messages. NCUA also recommends contacting your credit union and local law enforcement as well. 


You may also contact the Internet Crime Complaint Center, a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center.


NCUA operates an online Fraud Prevention Center that offers information about avoiding frauds and scams on its MyCreditUnion.gov website.


If you suspect you may have become a victim of identity theft because of this scam, you should immediately contact the three major credit bureaus and request a fraud alert be placed on your credit report: Equifax (888-766-0008), Experian (888-397-3742), and TransUnion (800-680-7289).



Greenwood Credit Union on Discover RI

Discover Rhode Island is an ongoing television series showcasing the best of what Rhode Island has to offer.

Each thirty minute episode focuses on an individual Rhode Island city, town or area and highlights its history, attractions and tells the story of some the businesses and institutions that make every town in Rhode Island a special place.

In case you missed the episode where Greenwood Credit Union was highlighted or to see the episode again here is the link:  https://www.youtube.com/watch?v=2MfCOPiDp3s



Greenwood Credit Union Receives
National Recognition;
Members Benefits Outstanding Service Award

Warwick, RI—Warwick, RI-based Greenwood Credit Union (GCU) is proud to announce that it has been honored by the Credit Union National Association, Inc. (CUNA) for being among the nation’s best in providing direct financial benefits to members. “These benefits arise from GCU’s low loan interest rates, higher-than average deposit yields, and also from the practice of imposing fewer or lower fees compared to banking institutions, “ says Cheryl Sorenson, Manager, Conference and Meetings, CUNA Councils. According to CUNA estimates, based on information recently supplied by the GCU staff, Greenwood Credit Union delivers a direct benefit of $252 per member household.

Joe Lajoie, Chief Financial Officer for GCU, was on hand at the 2013 CFO Council Conference in Phoenix, to receive the Member Benefits Outstanding Service Award on behalf of Greenwood Credit Union, in recognition of this achievement.

“I always thought GCU did more for its members than any other financial institution, and it’s nice to have an independent validation from CUNA. We rank first among credit unions under $400 million, and we are proud of that record as well as of the recognition,” comments Mr. Lajoie.

(L-R); Accepting the Award at the Credit Union National Association (CUNA) Conference Luncheon on behalf of GCU, is Chief Financial Officer, Joe Lajoie, with Jeanne Sheahan, Director of Research Services, Credit Union National Association





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