401-739-4600
866-739-9121
Greenwood Credit Union Rates   Effective Date 01/17/2017
Deposits
Deposit Account Minimum Balance to Earn APY Annual Percentage Yield (APY) Minimum to Open Open Online
Share 1 Savings $25.00 0.50% $5.00 Yes
Deposit Savings $1.00 0.50% $5.00 Yes
Vacation Club $1.00 0.50% $5.00 Yes
Holiday Club $1.00 0.50% $5.00 Yes
Absolutely Free Checking N/A N/A $5.00 Yes
Traditional Checking N/A N/A $5.00 Yes
Interest Checking $1,000.00 0.25% $5.00 Yes
Day to Day IRA Savings $100.00 0.50% $100.00 No

 

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Certificates of Deposit
Certificates of Deposit Interest Rate Annual Percentage Yield (APY) Minimum to Open Open Online
3 Month 0.50% 0.50% $1,000.00 Yes
6 Month 0.50% 0.50% $1,000.00 Yes
12 Month 0.75% 0.75% $1,000.00 Yes
15 Month 0.65% 0.65% $1,000.00 Yes
18 Month 0.90% 0.90% $1,000.00 Yes
24 Month 1.26% 1.27% $1,000.00 Yes
36 Month 1.49% 1.50% $1,000.00 Yes
48 Month 1.73% 1.75% $1,000.00 Yes
60 Month 2.08% 2.10% $1,000.00 Yes

 

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Loan Products
Loan Type Term Annual Percentage Rate (APR) Minimum Loan Amount Apply Online

Auto Loans

 

36-72 Months 2.49% APR to 12.24% APR, depending on credit score $1,000.00 Yes
Motorcycle Loans

36-72 Months

3.24% APR to 8.24% APR, depending on credit score $1,000.00 Yes
Equity Line of Credit 60 Months Prime, currently 3.75% $10,000.00 Yes
Fixed Equity Loan 60 Months 3.99%* $10,000.00 Yes
  120 Months 4.24%* $10,000.00 Yes
  180 Months 4.74%* $10,000.00 Yes
Personal Loan 12 Months

7.0% - 13.0%

depending on credit

score

Up to $10,000.00 Yes
  Up to 24 Months

7.5% - 14.0%

depending on credit

score

Up to $10,000.00 Yes
  Up to 36 Months

8.0% - 16.0%

depending on credit

score

Up to $10,000.00 Yes
  Up to 48 Months

9.0% - 18.0%

depending on credit

score

Up to $10,000.00 Yes
Overdraft Loan N/A 15.00% Up to $10,000.00  
CD Secured Loan 3 Months to 60 Months 3.00% Above CD Rate 100% of loan amount held against account  
Share Secured Loan Up to 60 Months 5.00% 100% of loan amount held against account  
VISA Classic   14.9%   Yes
VISA Gold   9.9%   Yes
Residential Mortgages  

Please contact us for current rates at

401-562-2729

  Yes
Commercial Mortgages  

Please contact us for current rates at

401-562-2784

   
HEAT Loan   HEAT loan information Click Here   Yes
*Rate includes a 0.25% discount for automatic payment from GCU checking account.

 

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