Please ensure Javascript is enabled for purposes of website accessibility

BUSINESS LOANS TO HELP YOUR BUSINESS GROW!

Make Your Business Thrive with Us

The Capital to Grow And Thrive From A Trusted Lender & Partner.

The Better Local Alternative. Our Commercial Lending Solutions are delivered with the focus and commitment only a local lender can offer. At Greenwood, your business loan will benefit from local decision makers and a local partner to help your business grow. We are dedicated to learning the specific needs of your business. Come to us for a commercial real estate or term loan. You can also take advantage of our SBA (Small Business Administration) loans and lines of credit. Apply for a business credit card and discover great flexibility. Greenwood business lending is the low-cost option to help your business succeed!

To inquire further or to begin an application, contact our Commercial Lending Department today at 401-562-2784 or [email protected].

Commercial Loans
l

Commercial Real Estate Mortgages

Finance a real estate purchase or refinance an existing commercial property. The Greenwood Advantage offers competitive rates and terms. We’re local and understand your needs!

  • Commercial and Industrial Real Estate
  • Multi-Unit and Mixed-Use Investment Properties
  • Apartment Complexes
  • Medical and Office Buildings
  • Construction Projects
}

Term Loans

Our commercial term loans offer competitive rates and flexible terms. Typically, loans run between 3 and 10 years.

  • Fixed Asset or Capital Expenditure Financing
  • Leasehold Improvements
  • Machinery and Equipment Purchases
  • Commercial Vehicles and More
k

Lines of Credit

The Business Line of Credit we offer can be secured or unsecured. You can use the funds as you need them, or pay it off when you don’t!  You gain flexibility because you only pay interest on what you use.
 

  • Short-Term Cash Flow Solutions
  • Business Seasonality Support
  • Inventory Purchases & More
  • Ongoing working capital needs

SBA Loans

Loans guaranteed by the Small Business Administration (SBA) can provide up to 90% financing. These loan programs can offer many advantages and benefits for a small business owner. We are a perferred SBA 7(a), 504 and Express Loan lender.

There are SBA loan and line of credit programs available for many business purposes including:
 

  • Owner-occupied commercial real estate purchases
  • Machinery or equipment purchases
  • Working capital supplementation

Business VISA® Credit Cards

Greenwood Credit Union offers a VISA Classic Credit Card and a VISA Gold Credit Card.

Click on the button below for more information on our credit card offerings.