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ENERGY IMPROVEMENT LOANS

ZERO Interest HEAT LOANS!

Improve Your Home’s Energy Efficiency. . . Pay NO Interest!

With our HEAT Loan program, homeowners will pay 0% APR with ZERO FINANCING CHARGES on qualified home improvements! Our HEAT Loan is one of only a few offered across the state through the National Grid HEAT Loan Program, and it’s designed to help you make upgrades that will improve your energy efficiency and save you big money in energy bills immediately and well into the future!

HEAT Loans

YOU MAY QUALIFY IF:

  • You own a 1-4 Family House with Gas and/or Electric Account with National Grid
  • You complete an EnergyWise Home Energy Assessment
  • Receive a HEAT Loan Authorization Form
Eligible Customer 1-4 Unit PropertyTypeLoan AmountLoan Term
Owner OccupiedMicro Loan$500-$2,00024 Months
Owner Occupied1-4 Unit Standard Loan$2,001-$25,000Up to 84 Months
Non-Owner Occupied 1-4 Unit Rental Property Loan$5,000-$25,000Up to 84 Months
Repayment Example

For HEAT loan payments: At 0% APR, 84 monthly payments of $11.90 per $1,000 borrowed

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