A personal line of credit can be used as overdraft protection on your checking account or as a quick and easy way to access funds. GCU offers a personal overdraft line of credit to checking account members. This overdraft line of credit is a great way to be prepared for the unexpected expense. This loan account offers the following features:
- With this overdraft protection if you overdraw your checking account GCU will transfer the amount of the overdraft from this line of credit to your checking account for a low fee of $1.00 per transfer instead of being charged the current overdraft fee
- This line of credit has no annual fee and does not need to have a balance maintained
- Interest is only charged when there is a balance on the account
To apply for a loan, please contact our loan department at 401-739-4600 option 5
or e-mail us at [email protected].