Phone: (401) 739-4600 or (866) 739-9121 | Routing Number: 211590671

Certificates of Deposit

Certificates of Deposit

Certificates of Deposit (CD) are ideal for you if you have a longer-term savings goal.  GCU has a full line of CDs, with a variety of terms and competitive rates.  GCU offers CDs for terms from three (3) months to five (5) years.  Here are some of the features:

  • Minimum balance to open is $1,000
  • Interest on CD’s is compounded daily and credited monthly
  • Additional deposits are not allowed during the term of the CD
  • Penalty of six (6) months interest for early withdrawals on amount withdrawn
  • CD’s will automatically renew at maturity, you have seven (7) calendar days to withdraw funds from the account without penalty or make additional deposits
  • Rates are locked for the period of time chosen and at maturity will be rolled over for the same term at the current interest rate
  • Quarterly statements by mail or electronically

For important account information

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For our current fee schedule

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