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Our Premier VISA® Credit Card Gives You The Advantage!

Credit Cards That Work – For You!


No Annual Fees & Low Interest Rates

The most straight-forward card you’ll ever own, the Greenwood Premier VISA® Credit Card offers a low variable interest rate and zero annual fees. You can apply quick and easy exclusively online here, and you can transfer your balances* from higher-rate credit and store charge cards to our low-interest credit card and start saving on interest payments – RIGHT AWAY! Of course, we also give you a full 25-day grace period before interest accrues and our low minimum payment requirement ensures you have all the flexibility you are looking for in a credit card.

Transfer Your Balances & Stop Overpaying on Those Store Charge Cards!


Whether or not you find your retail store cards, or other store charge cards convenient for making purchases at your favorite retailer, they typically charge interest rates that are often 2 to 3 times higher than our low-interest Greenwood Premier VISA® Credit Card. Solution: Apply for our low-interest credit card and TRANSFER YOUR BALANCES* after you purchase and SAVE! It’s easy to do, too!

Premier VISA® Credit Card


Loaded with perks and easy to use, the Greenwood Premier VISA® Credit Card also offers a very competitive interest rate and great benefits to help you get what you want, when you want it! Use the Greenwood Premier VISA® Credit Card for all your payment needs, and easily track your spending and control your card with total digital access. There are many credit cards out there, but very few stack up to the value of a Greenwood Premier Visa® Credit Card. See all the benefits below.

Premier Secured VISA® Credit Card

If your credit isn’t spectacular, or doesn’t exist yet, that’s okay. We have a VISA® Credit Card for you, too! If you are just starting out or are trying to rebuild your credit rating after some bumps in the road, our Premier Secured VISA® Credit Card can get you on your way. Tied to a your GCU Savings Account you can use the Premier Secured VISA® Credit Card to build your credit. Use it for easy online purchases, in your mobile wallet for touch-and-go payments, at restaurants and anywhere credit cards are accepted. The credit limit of this card is determined by how much of a deposit you make to secure the card. As an added benefit, when you make payments on time for a period of time, you will build your credit standing and could then qualify for our traditional Premier VISA® Credit Card. See all the benefits below.

Greenwood VISA® Premier Benefits


No Annual Fees, 25-day grace period and these additional card benefits:

Card Controls in the App

  • Use the Greenwood Mobile App to set alerts, turn your card on and off, and more!

Travel Accident Insurance

  • TAI provides common-carrier accidental death and dismemberment coverage when common carrier tickets (airline, rail, bus, cruise line, etc.) are purchased with the covered Premier Visa® Credit Card.
  • Full benefits are paid for loss of life, and full or partial benefits are paid for covered injuries resulting in the loss of limbs or eyesight.
  • In addition, if tickets have been purchased prior to departure to the terminal, coverage is provided to cardholders while traveling to and from the terminal. This includes transportation by taxi, bus, train, airport limousine or other common-carrier conveyance.

Warranty Manager

  • Easy-to-obtain information about warranties, service and repair centers
  • Security of extended product performance protection

Purchase Security

  • Purchase Security will replace, repair or reimburse covered cardholders up to a maximum of $500 per claim and $50,000 per cardholder annually for eligible items of personal property purchased entirely with an eligible Visa card for the first 90 days from the date of purchase in the event of theft or certain types of damage.

Travel Emergency Assistance

  • Pre-Trip Assistance: Provides information about health precautions, weather reports, currency exchange rates, visas, and immunizations.
  • Medical Referral Assistance: Provides medical referral, monitoring and follow-up.
  • Emergency Transportation Assistance: Arranges for transportation under medical supervision.
  • Emergency Message Service: Relays emergency messages for travelers and is available 24 hours a day.
  • Prescription Assistance and Valuable Document Delivery Arrangements: Accommodates unexpected prescription needs or transports critical documents, which may have been left at home or elsewhere.
  • Legal Referral Assistance: Arranges contact with English-speaking attorneys, U.S. embassies and consulates, bail-bond assistance, cash advances and follow-up assistance.
  • Emergency Ticket Replacement: Arranges for the replacement and delivery of new tickets and assists with ticket-reimbursement procedures.
  • Lost Luggage Locator Service: Arranges cash advances required due to lost luggage and assistance with obtaining applicable insurance payments when the carrier is unable to locate lost items.
  • Emergency Translation Service: Provides telephone assistance in all major languages and helps find local interpreters, if available.

Auto Rental Collision Damage Waiver (ARCDW)

  • Eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles-saving as much as $13 per day in insurance costs.

*Balance transfer fee is 3% of transferred balance or $5 Minimum, whichever is greater.

Credit approval required. The Premier Credit Card rate may be as low as prime plus 4.99% APR. Higher rates may apply based on credit worthiness, to a maxi­mum rate of 21.00% APR as of July 26, 2023.