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VISA CREDIT CARDS

Our Credit Cards Give You The Advantage!

Credit Cards That Work – For You!

Our no-annual fee VISA® Credit Cards are the most straight-forward cards you’ll ever own. Our low-interest credit card fixed rates are as low as 9.90% APR, and we don’t charge annual fees or balance transfer fees. You can apply quick and easy online here, and you can transfer your balances from higher-rate credit and store charge cards to our low-interest credit card and start saving on interest payments – RIGHT AWAY! Of course, we also give you a full 25-day grace period before interest accrues and our low minimum payment requirement ensures you have all the flexibility you are looking for in a credit card.

Electronic Credit Card Processing Service

Transfer Your Balances & Stop Overpaying on Those Store Charge Cards!

Whether or not you find your retail store cards, or other store charge cards convenient for making purchases at your favorite retailer, they typically charge interest rates that are often 2 to 3 times higher than our low-interest Greenwood VISA® Gold Credit Card. Solution: Apply for our low-interest credit card and TRANSFER YOUR BALANCES after you purchase and SAVE! It’s easy to do, too! Just click the link below to apply online. Apply today!

Business Banking

VISA® Gold: The GOLD STANDARD in Credit Cards!

Interest rates as low as 9.90% APR*, No Annual Fees, No Balance Transfer Fees, 25-day grace period and these additional card benefits:

MobiMoney App

Our dedicated credit card app that lets you set alerts, turn your card on and off, and more!

Travel Accident Insurance

TAI provides common-carrier accidental death and dismemberment coverage when common carrier tickets (airline, rail, bus, cruise line, etc.) are purchased with the covered Visa card.

Full benefits are paid for loss of life, and full or partial benefits are paid for covered injuries resulting in the loss of limbs or eyesight.

In addition, if tickets have been purchased prior to departure to the terminal, coverage is provided to cardholders while traveling to and from the terminal. This includes transportation by taxi, bus, train, airport limousine or other common-carrier conveyance.

Warranty Manager

  • Easy-to-obtain information about warranties, service and repair centers
  • Security of extended product performance protection

Purchase Security

Purchase Security will replace, repair or reimburse covered cardholders up to a maximum of $500 per claim and $50,000 per cardholder annually for eligible items of personal property purchased entirely with an eligible Visa card for the first 90 days from the date of purchase in the event of theft or certain types of damage.

Travel Emergency Assistance

  • Pre-Trip Assistance: Provides information about health precautions, weather reports, currency exchange rates, visas and immunizations.
  • Medical Referral Assistance: Provides medical referral, monitoring and follow-up.
  • Emergency Transportation Assistance: Arranges for transportation under medical supervision.
  • Emergency Message Service: Relays emergency messages for travelers and is available 24 hours a day.
  • Prescription Assistance and Valuable Document Delivery Arrangements: Accommodates unexpected prescription needs or transports critical documents, which may have been left at home or elsewhere.
  • Legal Referral Assistance: Arranges contact with English-speaking attorneys, U.S. embassies and consulates, bail-bond assistance, cash advances and follow-up assistance.
  • Emergency Ticket Replacement: Arranges for the replacement and delivery of new tickets and assists with ticket-reimbursement procedures.
  • Lost Luggage Locator Service: Arranges cash advances required due to lost luggage and assistance with obtaining applicable insurance payments when the carrier is unable to locate lost items.
  • Emergency Translation Service: Provides telephone assistance in all major languages and helps find local interpreters, if available.

Auto Rental Collision Damage Waiver (ARCDW)

Eliminates the need for your cardholders to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles-saving them as much as $13 per day in insurance costs.

VISA® Classic Credit Card!

Interest rates as low as 14.90% APR*, No Annual Fees, No Balance Transfer Fees, 25-day grace period and these additional card benefits:

MobiMoney App

Our dedicated credit card app that lets you set alerts, turn your card on and off, and more!

Travel Accident Insurance

TAI provides common-carrier accidental death and dismemberment coverage when common carrier tickets (airline, rail, bus, cruise line, etc.) are purchased with the covered Visa card.

Full benefits are paid for loss of life, and full or partial benefits are paid for covered injuries resulting in the loss of limbs or eyesight.

In addition, if tickets have been purchased prior to departure to the terminal, coverage is provided to cardholders while traveling to and from the terminal. This includes transportation by taxi, bus, train, airport limousine or other common-carrier conveyance.

Auto Rental Collision Damage Waiver (ARCDW)

Eliminates the need for your cardholders to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles-saving them as much as $13 per day in insurance costs.