TERM CERTIFICATES
Save with Confidence!
Our Certificates Offer Safety From The Markets And Earn Competitive Rates.
Place your savings in a Greenwood Certificate (CD) and watch your savings grow! We offer term certificates for periods starting at 3 months up to 5 years (60 months).
With a Greenwood Certificate, you’ll have the peace of mind of knowing your funds are insulated from market ups and downs, and your principal is Federally insured by NCUA up to the full limit of the law. With a Greenwood certificate, you’ll also earn a great competitive rate!
Greenwood Certificates offer these advantages:
- Only $1,000 minimum balance to open
- Interest is compounded daily and credited monthly
- Rates are locked for the term chosen and cannot go down
Certificate of Deposits and Individual Retirement Accounts
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| Certificates of Deposit | Rate | APY+ | Minimum to Open | Open Online |
|---|---|---|---|---|
| 3 Month | 0.50% | 0.50% | $1,000.00 | Open Account |
| 6 Month | 4.88% | 5.00% | $1,000.00 | Open Account |
| 9 Month | 4.40% | 4.50% | $1,000.00 | Open Account |
| 1 Year | 4.40% | 4.50% | $1,000.00 | Open Account |
| 18 Month | 3.68% | 3.75% | $1,000.00 | Open Account |
| 2 Year | 3.68% | 3.75% | $1,000.00 | Open Account |
| 3 Year | 3.44% | 3.50% | $1,000.00 | Open Account |
| 4 Year | 3.44% | 3.50% | $1,000.00 | Open Account |
| 5 Year | 3.44% | 3.50% | $1,000.00 | Open Account |