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TERM CERTIFICATES

Save with Confidence!

Our Certificates Offer Safety From The Markets And Earn Competitive Rates.

Place your savings in a Greenwood Certificate (CD) and watch your savings grow! We offer term certificates for periods starting at 3 months up to 5 years (60 months).

With a Greenwood Certificate, you’ll have the peace of mind of knowing your funds are insulated from market ups and downs, and your principal is Federally insured by NCUA up to the full limit of the law. With a Greenwood certificate, you’ll also earn a great competitive rate!

Greenwood Certificates offer these advantages:

  • Only $1,000 minimum balance to open
  • Interest is compounded daily and credited monthly
  • Rates are locked for the term chosen and cannot go down
Term Certificates

Certificate of Deposits and Individual Retirement Accounts

The information in the rate table below may not fully be viewable on certain smaller resolution devices. Please scroll the table contents or you can rotate your device to landscape orientation to ensure you are viewing the entire table contents.

Certificates of DepositRateAPY+Minimum to OpenOpen Online
3 Month0.50%0.50%$1,000.00Open Account
6 Month4.64%4.75%$1,000.00Open Account
9 Month4.88%5.00%$1,000.00Open Account
1 Year4.16%4.25%$1,000.00Open Account
18 Month3.92%4.00%$1,000.00Open Account
2 Year3.68%3.75%$1,000.00Open Account
3 Year3.44%3.50%$1,000.00Open Account
4 Year3.44%3.50%$1,000.00Open Account
5 Year3.44%3.50%$1,000.00Open Account

Effective Date February 20, 2024